JAPAN POST BANK (7182) Q1 2026 earnings summary

Executive summary

• Ordinary income rose by ¥61.5 billion year-over-year to ¥667.2 billion for Q1 FY2026/3, with net ordinary income up ¥16.1 billion to ¥153.8 billion, representing 22.6% of the full-year forecast.

• Net income attributable to owners of parent increased by ¥8.6 billion year-over-year to ¥104.8 billion, 22.3% of the full-year forecast.

• Total assets decreased by ¥2,640.4 billion from March 31, 2025, to ¥230,961.0 billion as of June 30, 2025.

Financial highlights

• Net income per share for Q1 FY2026/3 was ¥29.29, up from ¥26.61 year-over-year.

• Comprehensive income for the quarter was ¥198,069 million, compared to a loss of ¥245,285 million in the prior year.

• Deposits increased by ¥519.9 billion from March 31, 2025, to ¥190,981.6 billion.

• Loans increased by ¥867.9 billion to ¥3,998.5 billion as of June 30, 2025.

• Securities holdings rose by ¥430.7 billion to ¥144,018.7 billion.

Outlook and guidance

• Full-year net ordinary income forecast is ¥680.0 billion, up 16.3% year-over-year.

• Full-year net income attributable to owners of parent forecast is ¥470.0 billion, up 13.4% year-over-year.

• Net income per share forecast for FY2026/3 is ¥131.44.

• No revision to previously announced earnings or dividend forecasts.