John Marshall Bancorp (JMSB) Registration Filing summary

Company overview and business model

• Headquartered in Reston, Virginia, operates as a bank holding company with a wholly-owned bank subsidiary serving the Washington, D.C. metropolitan area and nearby regions through eight full-service branches.

• Offers commercial and consumer banking services, including checking, savings, money market accounts, loans, treasury management, and digital banking, primarily targeting small to medium-sized businesses, professionals, non-profits, and individuals.

• Incorporated in 2016 and became a holding company in 2017; common stock is listed on Nasdaq Capital Market under the symbol "JMSB."

Financial performance and metrics

• As of March 31, 2025, 14,275,615 shares of voting common stock were outstanding, held by approximately 450 holders of record.

• No nonvoting common stock or preferred stock was outstanding as of March 31, 2025.

• Outstanding options to purchase 39,135 shares of voting common stock and 50,419 shares subject to unvested restricted stock awards under equity compensation plans.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used as set forth in the applicable prospectus supplement for each offering.