Kreate Group (KREATE) Investor presentation summary

Strategic vision and market positioning

• Focus on sustainable profitability and technical excellence as a preferred infrastructure partner for 2024–2027.

• Operates in both Finland and Sweden, targeting growth and international expansion.

• Avoids residential construction, specializing in demanding infrastructure projects.

• Values-driven culture emphasizing integrity, ambition, simplicity, and humanity.

Financial performance and targets

• 2024 revenue €275M, EBITA margin 3.2%, order backlog €281M, and ROCE 12.9%.

• Annual revenue growth averaged 9.7% from 2017–2024.

• 2024–2027 targets: EBITA margin >5%, annual revenue growth 5–10%, net debt/EBITDA <2.5.

• Dividend policy aims to distribute at least half of annual net profit, with dividends rising four consecutive years.

Market and customer base

• Infrastructure construction market is less cyclical than residential, providing stability.

• Balanced customer portfolio: 51% municipalities/cities, 35% state, 14% private sector.

• 85% of revenue from Finland, 15% from Sweden, with a goal to double Swedish revenue by 2027.