KYUSHU FINANCIAL GROUP (7180) Q4 2026 earnings summary

Executive summary

• Ordinary income rose 4.7% year-over-year to ¥263,250 million for the fiscal year ended March 31, 2026.

• Ordinary profit increased 25.0% year-over-year to ¥53,766 million.

• Profit attributable to owners of parent grew 24.0% year-over-year to ¥37,674 million.

• Comprehensive income rebounded to ¥77,857 million from a loss of ¥5,497 million the previous year.

Financial highlights

• Basic earnings per share rose to ¥87.54 from ¥70.19 year-over-year.

• Total assets increased to ¥13,525,584 million from ¥13,277,647 million year-over-year.

• Net assets climbed to ¥761,255 million, up from ¥704,002 million year-over-year.

• Cash and cash equivalents at period end decreased to ¥1,550,741 million from ¥1,887,128 million.

• Net cash used in operating activities improved to ¥(58,726) million from ¥(392,125) million year-over-year.

Outlook and guidance

• Forecast for fiscal year ending March 31, 2027: ordinary profit of ¥65,000 million (+20.8% YoY), profit attributable to owners of parent of ¥45,000 million (+19.4% YoY), and basic EPS of ¥104.56.

• Interim guidance for six months ending September 30, 2026: ordinary profit of ¥31,000 million (+3.4% YoY), profit attributable to owners of parent of ¥21,500 million (+3.2% YoY), and basic EPS of ¥49.95.