Lakeland Financial (LKFN) AGM 2026 summary

Opening remarks and agenda

• Emphasized a proven history of shareholder value creation and commitment to communities.

Financial performance review

• Tangible book value per share reached $34.86 as of December 31, 2025, with a 34-year CAGR of 10%.

• Tangible common equity to tangible assets stood at 10.86%, with total risk-based capital at 15.92%.

• Total return performance from 2000 to 2025 was 2,717.59%, outperforming S&P 500 and banking indices.

Board and executive committee updates

• Management committee averages 13 years at the bank and 30 years of total experience.

• Recent additions and tenure details provided for key executives.