Mitsubishi UFJ Financial Group (8306) Q4 2026 earnings summary

Executive summary

• Ordinary income rose 7.3% year-over-year to ¥14,620.8 billion, with ordinary profits up 27.7% to ¥3,410.2 billion and profits attributable to owners of parent up 30.3% to ¥2,427.2 billion.

• Gross profits increased by ¥1,125.1 billion to ¥5,944.4 billion, driven by overseas acquisitions, higher net interest income, and improved margins.

• Comprehensive income surged 58.1% year-over-year to ¥3,271.2 billion.

Financial highlights

• Net operating profits rose by ¥786.0 billion to ¥2,377.2 billion year-over-year.

• Total assets increased by ¥18,618.0 billion to ¥431,731.5 billion, and total net assets rose by ¥2,016.0 billion to ¥23,744.1 billion as of March 31, 2026.

• Loans and bills discounted grew by ¥12,363.3 billion to ¥133,799.5 billion; deposits increased by ¥10,926.4 billion to ¥239,439.2 billion.

• ROE improved to 11.34% from 9.29% year-over-year.

• Non-performing loan ratio declined to 0.96% from 1.11% year-over-year.

Outlook and guidance

• Target for profits attributable to owners of parent for FY2027 is set at ¥2,700.0 billion.

• Dividend forecast for FY2027 is ¥96.00 per share, up from ¥86.00 in FY2026.