NICE Information Service (A030190) Q3 2025 earnings summary

Executive summary

• Achieved KRW 444.6 billion in revenue, KRW 79.5 billion in operating profit, and KRW 63.6 billion in net income for 2025 3Q, reflecting strong year-over-year growth in all key metrics.

• Maintained stable performance across core business sectors, with continued expansion into new markets and services, including digital and evaluation businesses.

• Launched new growth initiatives such as alternative credit scoring, MyData business expansion, and international market penetration, particularly in Vietnam and ASEAN.

Financial highlights

• Revenue for 2025 3Q was KRW 444.6 billion, up 12.4% year-over-year; operating profit was KRW 79.5 billion, up 19.0% year-over-year.

• Net income for 2025 3Q reached KRW 63.6 billion, a 19.0% increase year-over-year.

• Operating margin improved to 17.8% in 3Q 2025 from 16.8% in 2Q 2025 and 16.2% in 2024.

• Information business, digital business, and evaluation business all contributed to revenue growth, with digital and information sectors showing the largest shares.

Outlook and guidance

• Focus on launching full-scale marketing for new transaction cash flow services and developing business opportunities combining personal and corporate data.

• Continued expansion of MyData and loan intermediary systems, with ongoing diversification of evaluation services including ESG and health & safety.

• Plans to drive external growth through big data analysis and new business models, including AI-driven credit bureau transformation.