OFS Capital (OFS) Investor presentation summary

Business overview and platform

• Focuses on lending to U.S. middle market companies, with a 100% senior secured loan portfolio diversified across 13 sectors and 34 obligors.

• Benefits from the infrastructure and resources of CIM Group, which owns and operates $32 billion in assets; OFS Capital Management has $4.2 billion AUM.

• Insiders own approximately 23% of common shares, aligning interests with shareholders.

• Operates as part of a larger platform with deep origination capabilities and a seasoned investment team.

Financial performance and portfolio metrics

• Net investment income for Q1 2026 was $0.18 per share, down $0.02 from the prior quarter due to lower interest income.

• Net loss on investments for Q1 2026 was $1.03 per share, mainly from $10.3 million in losses on structured finance securities.

• Paid and declared quarterly distributions of $0.17 per share; NAV per share at March 31, 2026 was $8.16.

• Weighted-average performing income yield decreased to 12.5% from 13.5% quarter-over-quarter.

• Investment portfolio valued at $308 million, with $109 million net asset value.

Portfolio composition and risk management

• 100% of the loan portfolio is senior secured, with 94% floating rate exposure.

• Portfolio is diversified by industry and region, with no material exposure to cyclical sectors.

• Average investment size is $6 million across 43 portfolio companies.

• Maintains strong origination, underwriting, and monitoring processes, leveraging deep industry relationships.