OFS Capital (OFS) Investor presentation summary

Business overview and platform

• Focuses on lending to U.S. middle market companies, with a 100% senior secured loan portfolio diversified across 13 sectors and 33 obligors.

• Benefits from the infrastructure of CIM Group, which owns and operates $31.8 billion in assets; OFS Capital Management has $4.1 billion AUM.

• Insiders own approximately 23% of common shares, aligning interests with shareholders.

• Management team averages over 25 years of credit experience and has navigated multiple economic cycles.

• Offices in Chicago, Los Angeles, and New York, with a national origination footprint and deep sponsor relationships.

Financial performance and portfolio metrics

• Net investment income for Q2 2026 was $0.08 per share, down $0.10 from the prior quarter due to lower interest and dividend income.

• Net gain on investments was $0.34 per share, driven by $14.1 million unrealized appreciation on a common equity investment, offset by $6.5 million losses on CLO equity securities.

• Paid and declared quarterly distributions of $0.17 per share; cumulative distributions since IPO total $16.88 per share.

• Investment portfolio's weighted-average performing income yield was 12.1% for Q2 2026.

• Net asset value per share was $8.41 as of June 30, 2026.

Portfolio composition and risk management

• $264 million invested across 41 portfolio companies, with an average investment of $6.4 million.

• No material exposure to cyclical sectors; largest single equity investment (Pfanstiehl Holdings) represents 31.8% of total portfolio at fair value.

• 93% of the loan portfolio is floating rate, providing earnings growth potential in rising rate environments.

• Senior secured loans comprise 49% of all investments, with strong structural protections.

• Loan portfolio diversified by region and industry, with no direct oil and gas exposure.