PCB Bancorp (PCB) Proxy filing summary

Executive summary

• Achieved record net interest income of $104 million and ended 2025 with $3.3 billion in total assets, with net income of $37.5 million and a 7.1% increase in total assets year-over-year.

• Expanded branch network, including a new branch in Suwanee, Georgia, and optimized operations by consolidating and relocating branches for efficiency.

• Enhanced digital banking capabilities and maintained a flat back-office headcount while investing in technology and AI to improve efficiency.

• Continued commitment to community programs, including small-business outreach, affordable housing, youth financial literacy, and employee volunteering.

Voting matters and shareholder proposals

• Shareholders will vote on the election of eight directors, an advisory vote on executive compensation, and ratification of Crowe LLP as independent auditor for 2026.

• Shareholders of record as of March 31, 2026, are entitled to vote; voting can be done electronically, by mail, or in person.

• Shareholder nominations and proposals for the 2027 meeting must follow specific bylaw and SEC requirements.

Board of directors and corporate governance

• Board consists of eight directors, seven of whom are independent; separate Chairman and CEO roles are maintained.

• Three standing committees: Audit, Compensation, and Nominating and Governance, all comprised of independent directors.

• Directors are selected based on ethics, experience, independence, and diversity of backgrounds; no formal diversity policy adopted.

• Code of Ethics and Business Conduct and insider trading policy are in place and periodically reviewed.