PT Super Bank Indonesia (SUPA) Q1 2026 earnings summary

Executive summary

• Achieved profitability in Q1 2026, with net profit reaching Rp 78.2 billion, marking a significant milestone since rebranding and digital transformation.

• Digital customer base reached 6.7 million as of March 2026, up from 3.3 million a year earlier.

• Raised Rp 2.79 trillion in equity from IPO in December 2025, supporting growth and digital expansion.

• Total assets grew to Rp 23.95 trillion as of March 2026, up from Rp 21.28 trillion at December 2025.

Financial highlights

• Net profit after tax reached Rp 78.2 billion in Q1 2026, a significant increase from Rp 0.25 billion in Q1 2025.

• Total assets grew 71% year-over-year to Rp 24.0 trillion as of March 2026.

• Total loans increased 104% year-over-year to Rp 15.8 trillion.

• Deposits from customers rose to Rp 14.44 trillion from Rp 11.83 trillion.

• Net interest income for Q1 2026 was Rp 503.3 billion, up 91% year-over-year.

Outlook and guidance

• Focus on sustainable growth through digital customer acquisition, ecosystem integration, and AI-driven credit scoring.

• Guidance emphasizes continued margin expansion and operational efficiency.

• The bank maintains a strong capital position with a CAR of 84.09% as of March 2026.

• Loan to funding ratio was 79.11%, indicating healthy liquidity.

• Focus remains on digital expansion and retail/UMKM lending, with 61.15% of loans to MSMEs.