QCR (QCRH) Investor presentation summary

Vision and mission

• Focus on exceptional people delivering extraordinary performance for clients, shareholders, and communities.

• Relationship-driven approach with a track record of profitable growth and strong returns on average assets.

• Diversified noninterest income sources contribute to upper quartile performance among peers.

Operating model and market position

• Local charter autonomy attracts top bankers and enables customized client solutions.

• Leading positions in growing, demographically attractive mid-sized metros.

• Four distinct bank charters managed by local veteran bankers and boards.

Financial performance and shareholder returns

• Five-year adjusted ROAA of ~1.47%, consistently top tier in all interest rate environments.

• Tangible book value and EPS growth significantly above proxy peers, with additional growth potential.

• 10-year EPS CAGR >15%, 10-year TBVPS CAGR >10%, and 10-year TSR >250%.

• Adjusted EPS grew at a 14% CAGR from 2020 to 2025, reaching $7.64 in 2025.

• Tangible book value per share reached $61.35 as of 6/30/26.