reAlpha Tech (AIRE) Corporate presentation summary

Market opportunity and positioning

• U.S. 2025 annual revenue pools: ~$85B real estate commissions, ~$43B mortgage revenue and ~$17B title insurance; $145B combined opportunity.

• Integrated homebuying platform brings real estate and lending into one hub, with experts supported by Claire AI coordinating back-end complexity.

• Buyer-focused model centers on one team, fewer handoffs, affordability and commission rebates for eligible buyers.

Revenue model and buyer savings

• Illustrative revenue potential per customer reaches $26,000 across real estate ($6,600), mortgage ($14,400) and title ($5,000); estimates depend on specified transaction assumptions.

• Eligible buyers using real estate and mortgage services may receive a rebate of up to 1.5% of purchase price; 2025 buyers cited received a median $10,450 rebate, with actual savings varying.

• As of Oct. 6, 2026, services were available in 40 states + DC: mortgage in 38 states + DC, real estate in 13 states + DC, and title in 3 states. NY and VA approvals remained pending for InstaMortgage.

Acquisition strategy and InstaMortgage

• InstaMortgage acquisition, closed Aug. 2026, shifts mortgage operations from broker to direct lender in 21 operational states and adds 7 net-new states + DC.

• InstaMortgage reported $3.3B in mortgage originations from 2015–2025, more than 8,000 mortgages closed and more than 55 loan officers.

• Acquisition aims to add in-house underwriting and closing, cross-sell mortgage with real estate and title, and capture direct-lending origination margin.