Sagicor Financial Company (SFC) AGM 2026 summary

Opening remarks and agenda

• Meeting held in hybrid format, with agenda and procedures outlined for both in-person and virtual attendees.

• Voting on business items conducted via electronic and physical ballots, with results to be posted online.

• Shareholder Q&A session scheduled after formal business, with guidelines for participation and question submission.

Financial performance review

• 2025 marked a banner year, with core earnings to shareholders up over 50% to $142 million.

• Core return on equity exceeded 14%, driven by operational improvements and positive insurance portfolio performance.

• Book value per share and contractual service margin continued to grow, with robust capitalization and leverage ratios.

• Total assets nearly tripled since 2019, with significant expansion in investment-grade jurisdictions.

• Dividend increased for the third consecutive year, with over 40% of capital raised since 2019 returned to shareholders.

• Share price more than doubled since the acquisition of the Canadian subsidiary in 2023.

Board and executive committee updates

• Board and executive team introduced, with one director absent.

• New executive appointed to lead U.S. business, supporting growth and risk-adjusted returns.