ServisFirst Bancshares (SFBS) Investor presentation summary

Growth and performance highlights

• Achieved 23% organic asset CAGR since 2005, reaching $18.2B in assets and $1.9B in equity as of March 2026.

• Diluted EPS and net income for common stockholders both posted 16% CAGR over the last decade.

• Tangible book value per share grew at a 16% CAGR over 20 years, with annual increases of at least 10%.

• Stock price rose over 4,300% since 2005, with a 21% CAGR over 20 years.

• Dividend increased every year since IPO in 2014.

Business model and strategy

• Focuses on core banking: loans and deposits, with limited branches and technology-driven efficiency.

• Emphasizes C&I and owner-occupied CRE lending, targeting privately held businesses and affluent consumers.

• Scalable, decentralized structure with empowered regional CEOs and centralized risk management.

• Opportunistic expansion in attractive southern metropolitan markets, leveraging top local bankers.

Geographic footprint and expansion

• Operates 35 banking locations across 8 states, with a strong presence in the Southeast.

• Entered new markets through strategic hires and targeted asset growth, aiming for $300M in assets per new market within 3 years.

• Major markets include Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, Virginia, and Texas.