Sidetrade (ALBFR) Q3 2026 TU earnings summary

Executive summary

• Q3 2026 new ARR reached €2.60m, up 348% YoY and the second-best quarter on record, despite Q3 typically being the slowest quarter.

• Nine-month new ARR of €7.76m was up 157% YoY, exceeding full-year 2025 by 81% and the 2024 annual record by 19%.

Financial highlights

• Q3 revenue rose 22% YoY to €18.4m; subscription revenue increased 24% to €16.4m.

• Q3 new ARR was €2.60m versus €0.58m in Q3 2025; ACV reached €4.32m, up 126%, and TCV was €10.4m, up 473%.

• Nine-month subscription TCV reached €29.1m, up 256% YoY and 127% versus the same period of 2024.

• Organic revenue growth, excluding ezyCollect, was 6% in Q3 versus 4% in Q2.

Outlook and guidance

• Organic revenue growth is expected to accelerate in Q4 2026 and reach double digits in early 2027.

• Revenue contribution from newly signed contracts is expected to ramp up from 2027 as deployments progress and revenue is recognized over contract terms.