Solera National Bancorp (SLRK) Q2 2026 earnings summary

Executive summary

• Reported Q2 2026 net income of $6.6 million, or $1.54 per share, with pre-tax and pre-provision income of $9.7 million.

• Pre-tax pre-provision pre-legal income rose 18% year-over-year to $10.3 million.

Financial highlights

• Total interest income reached $23.8 million, up 34% from Q2 2025.

• Tangible book value per share increased 30% year-over-year to $27.91.

• Return on assets was 1.68%; return on equity was 23.14%.

• Efficiency ratio improved to 46.04%.

Key financial ratios and metrics

• Net interest margin and cost of funds were reported but specific values not detailed in the summary.

• Allowance for loan losses to gross traditional loans and criticized assets to total assets were tracked.