St. James's Place (STJ) Q3 2026 TU earnings summary

Executive summary

• Record closing funds under management (FUM) of £242.44bn at 30 September 2026, supported by £0.57bn of Q3 net inflows and positive investment returns.

• Q3 gross inflows were £5.15bn, below £5.70bn in Q3 2025; year-to-date (YTD) gross inflows reached £15.62bn.

Financial highlights

• Q3 net inflows were £0.57bn versus £1.76bn in Q3 2025; closing FUM rose from £212.36bn a year earlier to £242.44bn.

• 9M net inflows were £3.31bn versus £5.59bn in 9M 2025; net investment returns were £19.12bn versus £16.56bn.

• 9M gross inflows were £15.62bn versus £16.19bn in 9M 2025; the prior-year period benefited from high activity around the new charging structure.

Outlook and guidance

• Confidence remains in the long-term UK financial advice opportunity and the ability to capture it; further detail on Amplify, the next strategy phase, is expected at FY results in February.

• Continued investment is planned in the client proposition and experience, Partnership support, technology and AI to improve productivity and enable sustainable long-term growth.