Sundaram Finance (SUNDARMFIN) Q2 26/27 earnings summary

Executive summary

• H1FY27 AUM rose 19% YoY to ₹65,992 crore; standalone PAT increased 21% to ₹996.68 crore, while consolidated profit attributable to owners reached ₹1,152.85 crore vs ₹963.33 crore.

• H1 disbursements grew 25% to ₹19,302 crore, supported by stronger auto-sector volumes across operating regions.

Financial highlights

• Standalone Q2FY27 revenue from operations was ₹2,147.47 crore vs ₹1,813.69 crore; PAT was ₹475.07 crore vs ₹394.20 crore.

• Standalone H1FY27 revenue from operations was ₹4,223.46 crore vs ₹3,696.92 crore; PAT was ₹996.68 crore vs ₹822.92 crore, and EPS was ₹89.71 vs ₹74.07.

• Consolidated Q2FY27 revenue from operations was ₹2,737.55 crore vs ₹2,385.64 crore; profit attributable to owners was ₹516.66 crore vs ₹488.12 crore.

• Consolidated H1FY27 revenue from operations was ₹5,381.68 crore vs ₹4,734.57 crore; profit attributable to owners was ₹1,152.85 crore vs ₹963.33 crore.

• H1FY27 net interest income rose 18% to ₹1,888 crore; Q2FY27 NII grew 17% to ₹963 crore.

Outlook and guidance

• Focus is on asset-class and customer mix to optimize margins while maintaining asset quality during the upward interest-rate cycle.

• Early intervention and monitoring remain priorities amid monsoon deficits, El Niño conditions and potential inflation increases.