The Company for Cooperative Insurance (8010) Q3 2025 earnings summary

Executive summary

• Insurance revenue for the nine months ended September 30, 2025, reached SAR 15.75 billion, up from SAR 13.49 billion year-over-year.

• Net profit after zakat for the nine months was SAR 902 million, compared to SAR 854 million in the prior year.

• Total assets increased to SAR 21.3 billion as of September 30, 2025, from SAR 21.0 billion at year-end 2024.

Financial highlights

• Gross written premiums for the nine months were SAR 17.18 billion, with medical insurance as the largest segment.

• Insurance service result before reinsurance for the nine months was SAR 2.74 billion, up from SAR 1.99 billion year-over-year.

• Investment return for the nine months was SAR 554 million, compared to SAR 492 million in the prior year.

• Basic and diluted EPS for the nine months was SAR 6.03, up from SAR 5.70 year-over-year.

Outlook and guidance

• The company continues to focus on maintaining strong capital ratios and financial flexibility to support business growth and regulatory requirements.

• No material impact is expected from ongoing Zakat assessments or VAT reviews.