The Karnataka Bank (KTKBANK) Q4 04/05 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 04/05 earnings summary
23 Oct, 2026Executive summary
Total business turnover reached ₹17,124 crore, up 21.67% YoY; net profit rose 10.50% to ₹147.15 crore despite lower total income.
Net interest income increased 48.30% to ₹316.89 crore, supported by advance growth and lower interest costs.
Financial highlights
Total income was ₹1,061.08 crore versus ₹1,118.73 crore; operating profit was ₹340.71 crore versus ₹329.79 crore.
Deposits rose 15.20% to ₹10,837.06 crore; advances grew 34.69% to ₹6,287.44 crore.
Interest expense declined to ₹523.04 crore from ₹634.77 crore; operating expenses rose to ₹197.33 crore from ₹154.18 crore.
Net profit was ₹147.15 crore versus ₹133.17 crore; EPS increased to ₹34.06 from ₹32.93.
Outlook and guidance
FY06 targets: ₹20,000 crore total business, comprising ₹12,500 crore deposits and ₹7,500 crore advances.
Plans called for 400 branches and 100 owned ATMs by March 2006, taking total business units to 500.
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