UCO Bank (UCOBANK) Q4 08/09 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 08/09 earnings summary
23 Oct, 2026Executive summary
FY09 net profit ₹557.72 crore, up 35.32% YoY; global business reached ₹169,890.62 crore, up 25.35%.
Global branch network reached 2,069 after 108 openings; 54 new branches were in rural and semi-urban areas.
Financial highlights
Total income ₹9,141.28 crore, up 25.56% YoY; total expenditure ₹7,939.66 crore, up 25.49%.
Interest earned ₹8,121.38 crore vs ₹6,508.56 crore; interest expended ₹6,476.68 crore vs ₹5,020.81 crore.
Operating profit ₹1,202 crore vs ₹954 crore; net interest income ₹1,644 crore vs ₹1,488 crore.
Global deposits ₹100,221.57 crore, up 25.42%; advances ₹69,669.05 crore, up 25.24%.
Outlook and guidance
FY10 expected to remain challenging; target set for business to reach ₹200,000 crore by March 2010.
FY10 priorities: balanced segment growth, lower fresh NPA formation, steady low-cost deposit growth, technology across branches, stronger asset quality and improved profitability.
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