UMB Financial (UMBF) AGM 2026 summary

Opening remarks and agenda

• Meeting opened with a welcome and overview, noting the session would include a Q&A and focus on prior year performance.

• Highlighted the successful completion of the Heartland Financial acquisition and the opening of a new branch in Utah.

• Outlined the agenda, including director elections, executive compensation, auditor ratification, and incentive plan amendments.

Financial performance review

• Achieved strong early growth in new markets and significant improvements in profitability metrics for 2025.

• Maintained a focus on asset quality while growing both sides of the balance sheet.

• Additional performance highlights available in the meeting slides and upcoming press release.

Board and executive committee updates

• Introduced all directors and advisory directors in attendance.

• Acknowledged the service of two departing directors and welcomed new board members.