United Bankers (HLSE) Investor presentation summary

Company background and history

• Founded in 1986, listed on the Helsinki Stock Exchange, and among Finland's oldest independent asset managers.

• Manages €5.8 billion in assets with around 200 investment professionals.

• Fourth largest private forest owner in Finland and operates 38 funds.

• Key milestones include acquisitions, expansion into Sweden, and moving to Nasdaq Helsinki's main list.

• Committed to sustainability initiatives such as UN PRI since 2012 and SBTi since 2023.

Business segments and investment expertise

• Operates in asset management (funds, wealth management, structured products) and capital markets services (corporate finance, financing solutions).

• Specializes in alternative investments, including forestry, real estate, infrastructure, and renewable energy.

• Offers global investment opportunities with a diversified core-satellite model (UB 360).

• Provides both active and index-based investment solutions across multiple asset classes.

Financial performance and growth

• Assets under management have grown steadily from €2.3 billion in 2014 to €5.8 billion in H1 2026.

• Maintains strong long-term profitability, with operating profit margins consistently above 30%.

• Revenue and operating profit have shown robust growth, reaching €80 million in revenue and €26.5 million in operating profit in H1 2026.