Universal Insurance (UVE) Proxy filing summary

Executive summary

• Annual meeting scheduled for June 11, 2026, with shareholders voting on director elections, executive compensation, and auditor ratification.

• Company focuses on property and casualty insurance, emphasizing disciplined underwriting, digital innovation, and customer experience.

• 2025 financial highlights include 3.4% growth in direct written premiums, 5.5% revenue growth, $6.32 EPS, and 39.6% ROE.

• Returned $44.7 million to shareholders via dividends and share repurchases in 2025.

Voting matters and shareholder proposals

• Shareholders will vote on the election of 12 director nominees, an advisory say-on-pay vote, and ratification of Plante & Moran, PLLC as independent auditor for 2026.

• Board recommends voting FOR all proposals.

• Shareholder proposals for the 2027 meeting must be submitted by December 25, 2026.

Board of directors and corporate governance

• Board consists of 12 nominees, nine of whom are independent; annual elections for all directors.

• Five standing committees: Audit, Compensation, Nominating & Governance, Investment, and Risk, all chaired by independent directors.

• Lead independent director and annual board/committee self-evaluations; robust succession planning and director stock ownership guidelines.

• Board emphasizes diversity, with three women and three racially/ethnically diverse nominees.