Veefin Solutions (543931) Q3 25/26 earnings summary

Executive summary

• Unaudited standalone and consolidated Q3 and 9M FY26 results were approved by the Board on Jan. 23, 2026; auditors issued review conclusions.

• Product and platform activity includes a qualified ~USD 61M pipeline and expanding PSB Xchange integrations; pipeline opportunities remain under evaluation, not committed revenue or guidance.

Financial highlights

• Consolidated Q3 FY26 revenue was ₹103.74 Cr (Rs. 10,374.36 lakh), EBITDA ₹20.71 Cr, PBT Rs. 1,259.96 lakh, PAT ₹7.78 Cr and diluted EPS ₹2.80.

• Consolidated 9M FY26 revenue was ₹213.78 Cr, EBITDA ₹40.84 Cr, PBT ₹22.98 Cr, PAT ₹15.98 Cr and diluted EPS ₹5.72.

• Standalone Q3 FY26 revenue was Rs. 2,018.58 lakh, EBITDA ₹11.76 Cr, PBT Rs. 908.89 lakh, PAT Rs. 600.49 lakh and diluted EPS ₹2.37.

• Standalone 9M FY26 revenue was Rs. 4,656.97 lakh, EBITDA ₹24.33 Cr, PBT Rs. 1,696.48 lakh, PAT Rs. 1,244.79 lakh and diluted EPS Rs. 4.93.

• Consolidated total income was Rs. 10,437.70 lakh in Q3 and Rs. 21,567.59 lakh for 9M; expenses were Rs. 9,177.74 lakh and Rs. 19,269.19 lakh, respectively.

Outlook and guidance

• Qualified pipeline comprises 50 deals valued at ~USD 61M; opportunities are under client evaluation and are not revenue mix or guidance.

• Pipeline by geography: India/South Asia 41.6%, Southeast Asia 36%, GCC 14.6% and Africa 7.8%; multiple opportunities may involve the same clients.