Washington Trust Bancorp (WASH) Registration filing summary

Company overview and business model

• Publicly owned financial holding company organized in Rhode Island, operating since 1984.

• Provides commercial, residential, and consumer lending, deposit products, and wealth management services.

• Operates through subsidiaries including a registered investment adviser and a mortgage company licensed in several New England states.

• Common stock trades on Nasdaq under the symbol WASH.

Financial performance and metrics

• Incorporates by reference audited financial statements for the year ended December 31, 2025, and quarterly reports for 2026.

• Crowe LLP audited the consolidated financial statements and internal controls for 2025.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used for general corporate purposes, with specifics to be detailed in each prospectus supplement.