Xref (XF1) Investor presentation summary

Product overview and innovation

• Xref.me transforms recruitment by enabling candidates to present verified references and work history at the application stage, eliminating traditional bottlenecks and accelerating hiring processes.

• The platform leverages a proprietary data lake with over 9 million career histories and 16 years of verification data, empowering users to unlock and control their professional past.

• AI-driven tools assist candidates in building, optimizing, and enriching digital resumes, generating professional summaries, and synthesizing reference feedback.

• Candidates can proactively request and collect their own verified references, upload supporting documents, and manage access to their profiles.

• Employers can search for candidates, request access to detailed profiles, and collaborate through the platform, with a pay-as-you-go model for premium data access.

Market positioning and business model

• Xref.me operates as a B2C2B platform, monetizing individual verification access while serving as a lead generation tool for Xref's core B2B subscription business.

• The platform targets SMBs and infrequent users with a low-friction, non-subscription entry point of $26.99 + tax for 30-day access to premium candidate data.

• Experience-driven conversion encourages employers to trial and subscribe to the enterprise-grade Xref platform after using Xref.me.

• By converting millions of past candidates into active profile holders, Xref.me creates a self-sustaining ecosystem and expands network reach.

• The platform is agnostic, not tied to any job board, HR system, or sector, serving as a universal trust layer for the global workforce.

Key benefits and strategic highlights

• Shifts verification from a static, end-of-process hurdle to a dynamic, lifelong professional asset, facilitating faster and more transparent hiring.

• Empowers candidates to differentiate themselves with verified, shareable digital resumes and social badges.

• Employers benefit from reduced reference-check bottlenecks, streamlined communication, and deeper data clarity via AI-powered insights.

• The platform unlocks historical verification data, democratizing access and enabling candidates to lead with trust and transparency.

• Xref.me acts as a decentralized verification layer, putting control in the hands of individuals and supporting a universal, portable digital identity.