Yokohama Financial (7186) Q1 2026 earnings summary

Executive summary

• Ordinary income rose 21.9% year-over-year to ¥112,939 million, driven by higher loan yields and increased corporate service fees.

• Ordinary profit increased 17.3% to ¥38,331 million, with profit attributable to owners of parent up 19.2% to ¥27,036 million.

• Comprehensive income surged 351.8% year-over-year to ¥48,311 million.

Financial highlights

• Net income per share was ¥23.68, up from ¥19.46 year-over-year.

• Total assets reached ¥24,895.9 billion, up ¥102.8 billion from March 31, 2025.

• Loans and bills discounted increased by ¥480.7 billion to ¥17,226.3 billion; deposits decreased by ¥32.8 billion to ¥20,380.1 billion.

• Securities holdings rose by ¥118.8 billion to ¥3,040.9 billion.

• Own capital ratio was 5.2% as of June 30, 2025.

Outlook and guidance

• Fiscal year ending March 31, 2026, forecasts ordinary profit of ¥145,000 million (up 18.1%) and profit attributable to owners of parent of ¥95,500 million (up 15.3%).

• Dividend forecast for FY2026 is ¥34.00 per share, up from ¥29.00 in FY2025.