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Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Administradora de Fondos de Pensiones Habitat (HABITAT) investor relations material
Administradora de Fondos de Pensiones Habitat Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary21 Sep, 2025
Executive summary
Net profit increased 22.7% year-over-year to CLP 80,186 million, driven by improved pension fund performance and higher obligatory reserve profitability.
Ordinary/operating revenues rose 4.9% year-over-year to CLP 130,844 million, mainly from higher commission income on mandatory savings.
Market share in total assets under management reached 27.1%, the highest in the industry.
Financial highlights
Total AUM grew 12.7% year-over-year to CLP 53.98 trillion.
EBITDA for the last twelve months increased 19.5% year-over-year to CLP 208.1 billion, with EBITDA for the first half at CLP 116,849 million.
Net profit for the last twelve months reached CLP 140.1 billion, up 22.7% year-over-year.
Profitability of the obligatory reserve surged 146.9% year-over-year.
Operating expenses increased 7.0% to CLP 52,973 million, with personnel expenses up 8.7%.
Outlook and guidance
Maintained leading market share in AUM and contributors, indicating continued industry leadership.
The Central Bank of Chile raised its 2025 GDP growth forecast to 2.0%-2.75%, with inflation at 4.1% and unemployment at 8.9%.
All pension funds posted positive returns in Q2 2025, with higher equity exposure funds outperforming.
Base salary increased 2.7% since December 2024, supporting talent retention.
Why did net profit increase less than reserve profit?
Explain the arbitration trial impairment loss
Why is AUM market share double affiliate share?
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Next Administradora de Fondos de Pensiones Habitat earnings date
Q3 202514 Nov, 2025
Next Administradora de Fondos de Pensiones Habitat earnings date
Q3 202514 Nov, 2025
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Frequently asked questions
Administradora de Fondos de Pensiones Habitat S.A. is a Chile-based company that operates as a pension fund administrator, managing retirement savings for individuals. The company provides pension fund management services, including investment of contributions, fund portfolio management, and advisory services to help clients plan and maximize retirement benefits. AFP Habitat invests in a diversified range of assets to optimize returns for pension fund members while managing risk. It serves clients primarily in Chile and also has operations in other Latin American countries. The company is headquartered in Santiago, Chile, and its shares are listed on the Santiago Stock Exchange.
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