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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Agricultural Bank of China
Agricultural Bank of China (1288) investor relations material
Agricultural Bank of China Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary30 Oct, 2026
Executive summary
9M operating income RMB619,505m, up 12.48% YoY; net profit RMB237,450m, up 6.80%, and profit attributable to equity holders RMB236,546m, up 7.10%.
Q3 operating income RMB208,383m, up 15.14% YoY; profit attributable to equity holders RMB90,165m, up 10.84%, and EPS RMB0.25, up 13.64%.
Financial highlights
9M net interest income RMB472,541m, up 10.59% YoY; net fee and commission income RMB62,584m, down 10.44%; operating expenses RMB185,919m, up 6.44%.
9M operating profit RMB286,152m versus RMB248,685m; credit impairment losses RMB147,326m versus RMB127,403m, an increase of RMB19,923m.
9M net cash from operating activities RMB810,595m, down 60.15% YoY, reflecting a smaller net increase in customer and interbank deposits.
Segment performance
County Area Banking loans RMB12,041,844m at 30 September, up 10.11% from year-end 2025; customer deposits RMB15,007,384m, up 4.35%.
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Latest events from Agricultural Bank of China
- Net profit up 5.8% to RMB148.1 billion, with strong capital, stable asset quality, and 31% payout.1288
H1 2026 - Q1 2026 net profit grew 4.80% year-over-year, with improved asset quality and strong deposit growth.1288Q1 2026
- Net profit up 3.3% to CNY 292bn, NPL ratio at 1.27%, capital adequacy 17.93%.1288H2 2025
- Net profit up 3.28% year-over-year, with improved asset quality and strong capital ratios.1288Q3 2025
- Q1 2025 net profit up 1.8% to RMB72.1bn; asset quality and capital ratios remain robust.1288Q1 2025
- Net profit up 2.5% to RMB139.9B, assets at RMB46.86T, NPL ratio 1.28%, capital adequacy 17.45%.1288H1 2025
- Net profit up 3.60% YoY, assets and green lending show strong growth, asset quality stable.1288Q3 2024
- Net profit up 2% to RMB136.5B, assets at RMB42T, with stable asset quality and strong capital.1288H1 2024
- Net profit up 4.8% to RMB282.7B, assets RMB43T+, NPL ratio 1.3%, capital ratio 18.19%.1288H2 2024
Next Agricultural Bank of China earnings date
H2 202625 Mar, 2027
Agricultural Bank of China
Next Agricultural Bank of China earnings date
H2 202625 Mar, 2027
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Frequently asked questions
Agricultural Bank of China Limited is a Chinese financial institution providing a wide range of banking and financial services. Its offerings include corporate and personal banking, wealth management, loans, and credit card services. The bank also supports rural development through specialized financial products and services tailored to the agricultural sector. The company is headquartered in Beijing, China, and its shares are listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange.