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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Alkami
Alkami (ALKT) investor relations material
Alkami Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary29 Jul, 2026
Executive summary
Q2 2026 revenue reached $129.8M, up 15.9% year-over-year, driven by new clients, user growth, and ARPU expansion, with ARR up 21% to $512M and adjusted EBITDA rising to $19.4M, reflecting operational scale and efficiency.
Registered users increased 13% to 23.6M, with 2.7M added year-over-year, and five new digital banking relationships established.
Bank market presence strengthened with 54 bank clients under contract and 42 live, supported by enhanced treasury management and core integrations.
DSSP adoption and AI-driven products are accelerating cross-sell and ARPU growth, with new logos onboarding at nearly double overall ARPU.
Net loss narrowed to $8.9M from $13.6M year-over-year, reflecting improved operational leverage.
Financial highlights
Q2 2026 revenue was $129.8M, up 15.9% year-over-year; subscription revenue grew 16.2% and represented 95% of total revenue.
ARR increased 21% to $512M, surpassing the $500M milestone.
Adjusted EBITDA was $19.4M (14.9% margin), up from $11.9M in Q2 2025, with margin expansion of nearly 430 basis points.
Operating cash flow improved to $22M from $1.2M a year ago; ended Q2 with $81M in cash and marketable securities.
Revenue per user rose to $21.69, up 7% year-over-year.
Outlook and guidance
Q3 2026 revenue expected at $132.7M–$134.2M; adjusted EBITDA of $23.5M–$24.3M.
Full-year 2026 revenue guidance: $528M–$531M; adjusted EBITDA $96M–$98M.
Margin expansion of ~500 basis points expected for the year, with back half adjusted EBITDA margin above 19%.
Long-term model targets Rule of 45 by 2030, with non-GAAP gross margin approaching 70% and annual adjusted EBITDA margin expansion of ~300 basis points.
Gross margin is expected to remain under pressure from increased third-party and hosting costs.
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- Q3 2024 revenue up 27% to $85.9M, with margin gains and user growth to 19.5M.ALKTQ3 2024
- Q2 revenue up 25% to $82.2M, ARR $321.3M, gross margin 63.2%, and adjusted EBITDA positive.ALKTQ2 2024
- Q1 revenue up 28.5% to $97.8M, ARR up 33%, and MANTL acquisition boosts growth.ALKTQ1 2025
Next Alkami earnings date
Q3 202628 Oct, 2026
Alkami
Next Alkami earnings date
Q3 202628 Oct, 2026
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Frequently asked questions
Alkami Technology Inc. provides cloud-based digital banking solutions for financial institutions, including banks and credit unions. Its platform offers tools for online and mobile banking, enabling users to manage accounts, make transactions, and access financial services securely. The company also provides analytics, marketing, and user engagement features to help financial institutions enhance customer experience and grow their businesses. Alkami serves a wide range of clients, from community banks to mid-sized financial organizations. The company is headquartered in Plano, Texas, and its shares are listed on the NASDAQ.