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Alpcot (ALPCOT) investor relations material

Alpcot Q4 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q4 2025 earnings summary20 Feb, 2026

Executive summary

  • Achieved strong growth in revenue and profitability in 2025, with significant improvement in operating and net results year-over-year.

  • Integration of GADD & Cie completed, expected to drive further growth and strengthen the offering in 2026.

  • Maintained robust cost control and increased digital adoption, supporting scalable business expansion.

Financial highlights

  • Provisions income for 2025 reached 122.8 MSEK (98.1), up 25% year-over-year.

  • Operating income (EBITDA) for 2025 was 11.7 MSEK (-11.0), a turnaround of 22.7 MSEK.

  • Net income for 2025 was 4.1 MSEK (-23.2), with EPS of 0.03 SEK (-0.14).

  • Q4 2025 net income was 6.1 MSEK (0.6), with EPS of 0.04 SEK (0.00).

  • Cash position at year-end was 18.3 MSEK (11.3), and equity was 80.1 MSEK (76.6).

Outlook and guidance

  • Upgraded 2027 financial targets: operating income of 110–120 MSEK (previously 90–100 MSEK), EBITDA margin target remains at 30%.

  • No dividend proposed for 2025.

  • Expect positive contribution from GADD & Cie acquisition in 2026.

GADD's recurring revenue impact for 2026?
Scalability of new franchise advisor model?
How will currency hedging impact fund returns?
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