Ameris Bancorp Investor Relations Material

Ameris Bancorp, Inc., together with its subsidiaries, operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company's deposit products include checking, savings and money market deposit accounts; individual retirement accounts (IRAs); certificates of deposit (CDs), including step-up CDs and callable CDs; fixed-rate IRA CDs; and high yield CD option. It also provides corporate and institutional checking account, interest-bearing demand deposit accounts, payroll accounts, wire transfer service, debit cards through the Corporation Consumer Network (CCN), cash management programs, safe deposit boxes, private banking services for individuals and small businesses. It provides installment loans to consumers primarily in Georgia through a network of full-service branch offices.