Logotype for AMP Limited

AMP (AMP) investor relations material

AMP H1 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for AMP Limited
H1 2025 earnings summary7 Aug, 2025

Executive summary

  • Underlying NPAT rose 9.2% to $131M, with EPS up 18.2% to 5.2cps, driven by strong cash flows, cost reductions, and digital/AI innovation.

  • Statutory NPAT fell 4.9% to $98M due to business simplification, litigation, and remediation costs.

  • Interim dividend of 2.0cps (20% franked) declared, with a targeted payout of 2.0cps per half through 2025.

  • Strong momentum in cashflows, especially in Platforms (net cashflows up 98.7%) and positive flows in Super & Investments.

  • AUM increased 10.1% to $153.9B, supported by positive market movements and net inflows.

Financial highlights

  • Total revenue increased to $632M for the half, up 1.8% year-over-year.

  • EBIT up 14.1% to $178M; controllable costs fell by 4.4% to $303M, improving cost-to-income ratio to 59.4%.

  • Underlying ROE improved to 7.4% (up from 6.5% in 1H24).

  • Investment income declined 17.1% due to capital returns and interest rate environment.

  • AMP Bank total loans grew to $23.5B, up from $22.9B in 1H24.

Outlook and guidance

  • Margin guidance maintained at 43bps for Platforms and 63bps for Super/Investments for FY25.

  • AMP Bank NIM expected to remain at 1.3% for FY25.

  • Controllable costs targeted at $600M for FY25, with business simplification to complete in FY26.

  • Board targets a dividend payout of 2.0cps per half through 2025, subject to economic conditions.

  • Partnerships anticipated to deliver ~10% p.a. return on investment through the cycle.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next AMP earnings date

Logotype for AMP Limited
H2 202513 Feb, 2026
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next AMP earnings date

Logotype for AMP Limited
H2 202513 Feb, 2026

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

AMP Limited is wealth management company in Australia and New Zealand, offering a comprehensive range of financial services. These services include financial advice, retirement income, and managed investment products, as well as superannuation, retirement, and investment solutions. The company caters to both retail and corporate clients, providing wealth management solutions, financial advice, equity investments services, and a portfolio of banking and investment products. Additionally, AMP Limited offers corporate superannuation products and services for workplace super and self-managed superannuation funds, residential mortgages, deposits, and transaction banking. The company is headquartered in Sydney, Australia, and its shares are listed on the Australian Securities Exchange.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage