)
AMP (AMP) investor relations material
AMP H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Underlying NPAT rose 9.2% to $131M, with EPS up 18.2% to 5.2cps, driven by strong cash flows, cost reductions, and digital/AI innovation.
Statutory NPAT fell 4.9% to $98M due to business simplification, litigation, and remediation costs.
Interim dividend of 2.0cps (20% franked) declared, with a targeted payout of 2.0cps per half through 2025.
Strong momentum in cashflows, especially in Platforms (net cashflows up 98.7%) and positive flows in Super & Investments.
AUM increased 10.1% to $153.9B, supported by positive market movements and net inflows.
Financial highlights
Total revenue increased to $632M for the half, up 1.8% year-over-year.
EBIT up 14.1% to $178M; controllable costs fell by 4.4% to $303M, improving cost-to-income ratio to 59.4%.
Underlying ROE improved to 7.4% (up from 6.5% in 1H24).
Investment income declined 17.1% due to capital returns and interest rate environment.
AMP Bank total loans grew to $23.5B, up from $22.9B in 1H24.
Outlook and guidance
Margin guidance maintained at 43bps for Platforms and 63bps for Super/Investments for FY25.
AMP Bank NIM expected to remain at 1.3% for FY25.
Controllable costs targeted at $600M for FY25, with business simplification to complete in FY26.
Board targets a dividend payout of 2.0cps per half through 2025, subject to economic conditions.
Partnerships anticipated to deliver ~10% p.a. return on investment through the cycle.
Next AMP earnings date
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage