)
Amundi (AMUN) investor relations material
Amundi Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Assets under management reached a record €2,317bn as of September 30, 2025, up 5.7% year-over-year, with €67bn net inflows over nine months and €15bn in Q3, mainly in MLT assets and ETFs.
Strategic pillars—Asia, third-party distribution, and ETFs—generated over 80% of net inflows, already surpassing full-year 2024 inflows.
Pre-tax income for Q3 2025 was €445m, up 4% year-over-year, with adjusted net income of €340m, including a -€9m exceptional tax surcharge.
Revenues for Q3 2025 grew 4.9% year-over-year to €815m, driven by management, performance, and technology fees.
Adjusted earnings per share for Q3 2025 was €1.65; for nine months, €4.76.
Financial highlights
Q3 2025 adjusted revenues rose 4.9% year-over-year to €815m, with technology revenues up 49% to €29m.
Adjusted operating expenses increased 8.3% year-over-year in Q3, mainly due to integration and restructuring costs.
Adjusted profit before tax was €445m in Q3 (+3.8% YoY); adjusted net income was €340m (+0.8% YoY).
9M 2025 adjusted net income was €978m, down 2.7% year-over-year, impacted by a -€63m exceptional tax contribution in France.
Adjusted cost/income ratio was 53.5% in Q3 and 52.8% for the nine months.
Outlook and guidance
A new strategic plan for 2028 will be presented on November 18, 2025, addressing UniCredit uncertainty and future growth initiatives.
Targets will be set to be achievable regardless of UniCredit partnership outcome.
No guidance yet on potential French tax surcharge for 2026 as budget discussions are ongoing.
Next Amundi earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)