)
Visual21 Nov 2025
Data center suppliers
Angel Oak Mortgage REIT (AOMR) investor relations material
Angel Oak Mortgage REIT Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary6 Nov, 2025
Executive summary
Q3 2025 GAAP net income was $11.4 million ($0.46 per diluted share), with net interest income up 12.9% year-over-year to $10.2 million and distributable earnings of $0.5 million.
Book value per share increased 2.2% sequentially to $10.60, while economic book value per share was $12.72, down 1.9% from Q2 2025.
Portfolio reached $2.5 billion in residential mortgage loans, RMBS, and related assets as of September 30, 2025.
Declared a $0.32 per share dividend, payable November 26, 2025.
Strategic capital redeployment and disciplined execution supported earnings growth and improved funding costs.
Financial highlights
Q3 2025 interest income was $36.7 million, up 34% year-over-year; net interest income was $10.2 million, up 13% year-over-year.
Operating expenses (excluding securitization and stock comp) were $2.8 million, down 13% year-over-year.
Distributable Earnings Return on Average Equity for Q3 2025 was 0.8% annualized.
Portfolio-wide loans 90+ days delinquent at 2.2%, down from 2.35% in Q2 2025.
Residential whole loans had a fair value of $425.8 million, weighted average coupon of 7.98%, and average FICO of 757.
Outlook and guidance
Net interest income is expected to continue growing, supported by accretive loan purchases and ongoing securitization activity.
Recourse debt to equity ratio is expected to remain below 2.5x, currently at 1.0x post-securitization.
Management remains focused on leveraging competitive advantages and consistent execution to drive portfolio and earnings growth.
Securitization markets remain robust with tightening execution spreads.
Anticipates further interest rate cuts in 2025, which may positively impact asset pricing and loan origination.
Quantify yield uplift from legacy deal calls?
How does AOMR maintain loan sourcing advantage?
What drives GAAP vs. economic book value divergence?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Angel Oak Mortgage REIT earnings date
Q4 20253 Mar, 2026
Next Angel Oak Mortgage REIT earnings date
Q4 20253 Mar, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Angel Oak Mortgage REIT Inc. is a real estate investment trust (REIT) that focuses on acquiring and managing non-qualified mortgage (non-QM) loans and other mortgage-related assets. The company aims to provide attractive, risk-adjusted returns to its investors by investing in a diversified portfolio of residential mortgage loans that fall outside traditional underwriting guidelines. Angel Oak Mortgage REIT leverages the expertise of its affiliated asset management firm, Angel Oak Capital, to identify and manage these mortgage assets, which are typically secured by single-family homes. The company is headquartered in Atlanta, Georgia, and its shares are listed on the NYSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage