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ASA International Group (ASAI) investor relations material
ASA International Group Q2 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Gross Outstanding Loan Portfolio (OLP) rose 12% year-over-year to $604.1m, with 4% sequential growth in Q2 2026, led by Pakistan, Ghana, and Kenya.
Client base (excluding India) increased 11% year-over-year to 2.7m, with 1% growth in Q2 2026, driven by Pakistan, Kenya, and Nigeria.
Operations in India are being wound down, with Gross OLP down 86% year-over-year to $4.3m and client numbers reduced by 70% since Q1 2026.
Digital transformation advanced, with a new platform live in Tanzania and rollout underway in Kenya and Nigeria.
Financial highlights
Group Gross OLP reached $604.1m as of June 30, 2026, up from $540.9m a year ago and $583.4m at the end of Q1 2026.
Portfolio at Risk over 30 days (PAR > 30) increased to 2.4% from 2.0% a year ago.
Excluding India, Gross OLP grew 18% year-over-year and 4% sequentially.
Outlook and guidance
Positive expectations for the second half of 2026, supported by growth momentum in key markets and ongoing digital initiatives.
Continued focus on scalable, technology-enabled growth and further reduction of exposure to India.
- Net profit surged 267% to $13.5m in H1 2024, with robust loan growth and digital advances.ASAI
H1 20249 Jul 2026 - Net profit surged 226% to USD 28.5m, driven by strong loan growth and portfolio quality.ASAI
H2 2024 & Q1 2025 TU9 Jul 2026 - Gross OLP up 25% year-over-year, with robust growth in key markets and digital expansion.ASAI
Q1 2026 TU30 Apr 2026 - Net profit doubled and loan portfolio grew 33%, driven by digital transformation and strong risk controls.ASAI
H2 202515 Apr 2026 - Net profit doubled and loan portfolio surged 37% year-over-year, with strong digital progress.ASAI
Q4 2025 TU29 Jan 2026 - Net profit for 2025 is set to significantly exceed the USD 48.3m consensus.ASAI
Trading Update4 Dec 2025 - Client base and loan portfolio grew strongly in Q3 2025, with digital advances in Ghana.ASAI
Q3 2025 TU21 Oct 2025 - Net profit nearly doubled and loan portfolio surged, with robust equity and digital advances.ASAI
H1 202524 Sep 2025 - Loan portfolio surged 37% year-over-year, with improved quality and client growth in Africa.ASAI
H1 2025 TU22 Jul 2025
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