AtlasClear (ATCH) investor relations material

Executive summary

• Fiscal 2026 revenue surged 85% to $20.1 million, with total revenue plus interest income at $21.9 million.

• Over half of revenue now comes from non-commission sources, led by rapid growth in the stock locate business, which generated $6.8 million.

• Achieved positive GAAP net income of $2 million for the second consecutive year.

• Six new correspondent broker-dealers were signed, with revenue from these relationships expected to begin in fiscal 2027.

• Strategic opportunities, including acquisitions and digital asset initiatives, are being actively pursued.

Financial highlights

• Revenue rose to $20.1 million from $10.9 million year-over-year; commission revenue up 56% to $9.3 million.

• Stock locate fees jumped to $6.8 million from $300,000; clearing fees declined to $2.1 million from $3.2 million.

• Cash and equivalents more than doubled to $15.4 million; stockholders’ equity improved to $21.1 million from a $6.8 million deficit.

• Total liabilities reduced by $17.6 million to $50.1 million.

• AtlasClearing net capital increased 28% year-over-year to $14.4 million.

Outlook and guidance

• Revenue from six new correspondent broker-dealers is expected to contribute in fiscal 2027 as onboarding completes.

• Anticipates operating leverage as growth is supported by existing infrastructure with only incremental expense.

• Strategic focus includes acquisitions (Dawson James, Commercial Bancorp) and digital asset expansion.

• Management is confident in maintaining listing compliance and minimizing dilution while funding growth.

• Management anticipates scaling the stock loan business and adding new forms of interest income as new correspondents are onboarded.