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Edge20 Mar 2026
Tetra Pak: The Shape of Innovation
The story of Tetra Pak, the Rausing family, and how a paper tetrahedron gave rise to a company that now delivers almost 180 billion packages a year.
Attijariwafa bank
Attijariwafa bank (ATW) investor relations material
Attijariwafa bank Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary2 Mar, 2026
Executive summary
Achieved strong growth in 2025, with net banking income up 5.6% year-over-year to MAD 34.9 billion and consolidated net income up 14.4% to MAD 12.4 billion, driven by robust commercial activity and improved risk management.
Net income group share rose 16.2% to MAD 10.6 billion, with return on average assets at 1.63% and return on average tangible equity at 22.8%.
Completed the Ambitions 2025 strategic plan, exceeding key objectives and reinforcing leadership in African banking.
Board proposes a dividend of MAD 22 per share for 2025.
Financial highlights
Total consolidated assets reached MAD 795.5 billion (+9.5% year-over-year).
Consolidated shareholders' equity stood at MAD 80.5 billion (+11.0%).
Gross operating income was MAD 21.7 billion (+5.3%).
Cost of risk decreased by 13% to MAD 3.7 billion.
Earnings per share increased to MAD 49.48 from MAD 44.18.
Outlook and guidance
Preparing a new strategic plan for 2026–2030, focusing on responsible, inclusive, and sustainable growth.
Continued focus on digitalization, financial inclusion, and decarbonization initiatives.
Digital ops processing rate growth 2025
ECL coverage ratio for impaired loans (Bucket 3)
Investment financing market share gain 2025
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Latest events from Attijariwafa bank
- Net income rose 13.4% to MAD 9.6 billion, driven by higher income and lower cost of risk.ATW
Q3 20258 Dec 2025 - Net banking income rose 16.6% to MAD 17.0 billion, with strong loan and deposit growth.ATWQ2 202421 Aug 2025
- Net income surged 19.6% in H1 2025, with robust loan growth and digital banking leadership.ATWQ2 202521 Aug 2025
- Net banking income surged 24.2% year-over-year, with robust growth in loans and deposits.ATWQ1 202421 Aug 2025
- Net income group share up 35.7% in H1 2024, with strong growth and digital leadership.ATWH1 202421 Aug 2025
- Net banking income up 15% and net income up 28.9%, with strong digital and capital growth.ATWH2 202421 Aug 2025
- Net banking income and profitability rose sharply, driven by growth in loans, deposits, and market activities.ATWQ3 202421 Aug 2025
- Net income rose 14.7% to MAD 3.3 billion, with strong growth in deposits and market activities.ATWQ1 202521 Aug 2025
- Net income surged 19.6% YoY to MAD 6.9 billion, with improved profitability and capital strength.ATWH1 202521 Aug 2025
Next Attijariwafa bank earnings date
Q1 202610 Jun, 2026
Attijariwafa bank
Next Attijariwafa bank earnings date
Q1 202610 Jun, 2026
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