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ANZ Group Holdings (ANZ) investor relations material

ANZ Group Holdings AGM 2025 summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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AGM 2025 summary17 Dec, 2025

Opening remarks and agenda

  • The meeting began with acknowledgments of recent tragic events, a Welcome to Country, and instructions for voting and Q&A, including online participation and moderation guidelines.

  • The Chairman confirmed a quorum, outlined the agenda, and explained proxy votes and conditional resolutions.

Financial performance review

  • Statutory profit increased from $5.9 billion in FY24 to $6.5 billion in FY25, reflecting improved earnings.

  • Cash profit was flat at AUD 6.9 billion in the prior period, with a 10% year-on-year decline in statutory profit due to regulatory settlements and restructuring costs.

  • Dividend per share remained steady at 166 cents for both FY24 and FY25.

  • Cash return on tangible equity (ROTE) was 10.5% in FY25, slightly down from 10.6% in FY24.

  • New Zealand and Institutional divisions performed strongly, while Australian retail and business banking remain key areas for improvement.

Board and executive committee updates

  • Nuno Matos appointed CEO in May, bringing global banking experience and a track record in transformation.

  • Four new executives joined the leadership team, complementing existing talent to drive the refreshed ANZ 2030 Strategy.

  • Six of nine board directors have joined since 2023, with ongoing board renewal and succession planning underway.

  • New leadership team embedded, with a focus on driving a cultural reset.

  • Executive team includes CEO Nuno Matos and other key leaders across retail, commercial, institutional, risk, and technology.

ANZ 2030: Australian Retail growth drivers?
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Frequently asked questions

ANZ Group Holdings Limited (formerly Australia and New Zealand Banking Group Limited) operates through four divisions: Consumer, Business and Private, and New Zealand. The Consumer segment offers bank accounts, home and personal loans, credit cards and debit cards, investment properties and leasing, partnerships with motor vehicle dealerships (through St George), and fee-free transaction banking accounts for students; insurance products that include income protection insurance; superannuation products; investment plans; savings accounts for children; and car loan retention services. The company was founded in 1835 and is headquartered in Melbourne, Australia.

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