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Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver (INFRAEX 18) investor relations material
Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary23 Oct, 2025
Executive summary
Net income for 3Q25 was $467 million, down from $488 million in 3Q24, reflecting a contraction in the financial margin and higher operating expenses year-over-year.
Total assets increased 29% year-over-year to $74,183 million, driven by higher cash, investments, and credit portfolio growth.
No extraordinary operations or significant events were reported during the period.
Financial highlights
Financial margin decreased to $1,268 million from $2,121 million year-over-year, mainly due to lower interest income and higher funding costs.
Operating expenses rose 12% to $2,555 million, with notable increases in personnel and technology costs.
Return on equity (ROE) fell to 8.62% from 11.92%, and return on assets (ROA) dropped to 0.81% from 1.33% year-over-year.
Efficiency ratio improved to 4.98% from 5.54% due to higher average assets, despite increased expenses.
Liquidity ratio increased to 140.87% from 102.86% year-over-year.
Outlook and guidance
Management expects continued focus on maintaining strong liquidity and capital ratios, with no material changes in risk appetite or business model.
No forward-looking earnings guidance or projections were provided.
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Next Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver earnings date
Q4 202524 Feb, 2026
Next Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver earnings date
Q4 202524 Feb, 2026
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Frequently asked questions
Banco Actinver S.A., Institución de Banca Múltiple, Grupo Financiero Actinver, is a Mexico-based financial institution providing banking, investment, and wealth management services. The company offers a range of financial products, including savings and checking accounts, credit solutions, asset management, and advisory services for individual and institutional clients. It also specializes in brokerage, mutual funds, and investment banking. The company is headquartered in Mexico City, Mexico, and its shares are listed on the BMV.
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