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Banco Bilbao Vizcaya Argentaria
Banco Bilbao Vizcaya Argentaria (BBVA) investor relations material
Banco Bilbao Vizcaya Argentaria Corporate presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Corporate presentation summary1 Sep, 2026
Global presence and digital capabilities
Operates in 27 countries with 5,555 branches and 126,994 employees as of June 2026.
Serves 82.8 million active clients, with 64.3 million mobile clients.
Digital sales account for 85% of units and 57% of product relative value.
Financial highlights and performance
Net attributable profit for 6M26 reached €6,051 million, with total assets of €965,426 million.
Loans and advances to customers totaled €522,544 million; customer deposits were €532,981 million.
CET1 ratio stands at 12.90%, above the target range.
Core revenues grew 17.4% YoY, and total loan growth was 17.7% YoY as of June 2026.
Efficiency ratio improved to 37.8%, with cost of risk at 1.43%.
Strategic priorities and transformation
Focus on radical client perspective, scaling enterprise segments, and boosting sustainability.
Emphasis on value and capital creation, unlocking AI and innovation potential.
AI transformation strategy includes smart advisors, hyper-personalization, and organization-wide AI tool adoption.
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Latest events from Banco Bilbao Vizcaya Argentaria
- Disciplined growth in enterprise and CIB segments, driven by innovation, sustainability, and cross-border focus.BBVA
BBVA Strategic Talks: Enterprises - Accelerating growth, digital leadership, and AI-driven transformation underpin market dominance.BBVABBVA Strategic Talks: BBVA Mexico
- Strong 2Q26 results with double-digit profit growth, robust capital, and leading efficiency.BBVAQ2 2026 Fixed income presentation
- Net profit up 11.4% YoY, CET1 at 12.90%, and €2B buyback amid strong lending and efficiency.BBVAQ2 2026
- AI and geopolitics drive global shifts; Spain, Mexico, and Türkiye adapt amid persistent risks.BBVAStatus update
- Confident in 22% ROTE by 2028, with strong growth, AI adoption, and disciplined capital returns.BBVAGoldman Sachs 30th Annual European Financials Conference 2026
- Double-digit profit growth, strong capital, and leading efficiency drive a positive outlook.BBVAQ1 2026 Fixed income presentation
- 9M25 net profit up 19.8% at constant FX to €7,978m, CET1 at 13.42%, record customer growth.BBVAQ3 2025
- Net profit jumped 46% to €2,698m in 1Q25, with strong growth and capital strength.BBVAQ1 2025
Next Banco Bilbao Vizcaya Argentaria earnings date
Q3 202629 Oct, 2026
Banco Bilbao Vizcaya Argentaria
Next Banco Bilbao Vizcaya Argentaria earnings date
Q3 202629 Oct, 2026
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