)
Investor Relations14 Oct 2025
Boost Your Earnings Season Strategy With Real‑Time Alerts
Quartr Pro provides real time alerts, trend analysis and live coverage, giving analysts and investors instant insights to act faster in earnings.
Banco Internacional del Peru (INTERBC1) investor relations material
Banco Internacional del Peru H1 2024 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2024 earnings summary16 Jul, 2024
Executive summary
Net income for 2Q24 reached S/163.7 million, up S/38.7 million quarter-over-quarter, but down S/98.2 million year-over-year, driven by higher financial margin and service income, offset by increased provisions and administrative expenses.
Annualized ROE was 8.7% in 2Q24, above 1Q24 (6.6%) but below 2Q23 (14.8%).
Profitability improved sequentially, but annual performance was impacted by higher credit provisions and lower service income.
Financial highlights
Gross financial margin rose 3.0% quarter-over-quarter and 1.6% year-over-year, supported by lower financial expenses.
Net income for the first half of 2024 was S/288.7 million, down from S/575.9 million in the same period of 2023.
EPS for the first half of 2024 was S/0.049, compared to S/0.098 in 1H23.
Net interest margin (NIM) increased to 5.4% in 2Q24, up 30 bps quarter-over-quarter and 10 bps year-over-year.
Provisions for loan losses rose 1.0% quarter-over-quarter and 42.5% year-over-year, reaching S/536.8 million in 2Q24.
Administrative expenses increased 7.1% quarter-over-quarter and 1.7% year-over-year.
Outlook and guidance
The bank continues to focus on commercial loan growth, supported by government programs such as Impulso Myperu, while managing credit risk and maintaining strong capital ratios.
Regulatory capital requirements will increase to 10% by March 2025, but current capital ratios remain well above minimums.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Edge3 Oct 2025
Epiroc: A Culture of Moving Mountains
From automation to electrification, Swedish industrial giant Epiroc is leading a transformation in how the world mines.
)
Company Research22 Sep 2025
Moody's: Shaping Global Credit
Explore Moody's evolution from publishing manuals to becoming a giant in credit ratings, guiding issuers, investors, and regulators worldwide.
Frequently asked questions
Banco Internacional del Perú, also known as Interbank, is a Peru-based financial institution that provides a broad range of banking products and services to individuals, small and medium-sized enterprises, and corporate clients. The bank offers savings and checking accounts, personal and business loans, credit cards, mortgages, investment services, and insurance products. Interbank operates through a network of branches, ATMs, and digital platforms to support nationwide financial access. The company is headquartered in Lima, Peru, and its shares are listed on the BVL.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage