)
Bank Albilad (1140) investor relations material
Bank Albilad Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Interim condensed consolidated financial statements cover the six-month period ended June 30, 2026, prepared in accordance with IAS 34 as endorsed in Saudi Arabia.
Independent auditors (EY and KPMG) issued an unmodified review conclusion, confirming compliance with applicable standards.
The group operates through 108 branches in Saudi Arabia, offering Sharia-compliant banking and investment services.
Financial highlights
Net income after zakat for H1 2026 was SAR 1,527 million, up from SAR 1,466 million year-over-year.
Total operating income for H1 2026 reached SAR 3,142 million, compared to SAR 3,005 million in H1 2025.
Total assets as of June 30, 2026, stood at SAR 186,478 million, up from SAR 172,972 million at year-end 2025.
Customers' deposits increased to SAR 147,188 million from SAR 132,879 million at December 31, 2025.
Basic and diluted EPS for H1 2026 was SAR 0.97, slightly down from SAR 0.98 in H1 2025.
Outlook and guidance
The bank is preparing for IFRS 18 adoption in 2027, with ongoing assessments of presentation and disclosure impacts.
Management continues to monitor the impact of geopolitical uncertainties on credit risk and ECL assumptions.
- Net income grew to SAR 2.81 billion, assets to SAR 154.96 billion, and capital was boosted by bonus shares.1140
Q4 2024 - Net income rose to SAR 3.05 billion and capital adequacy reached 20.20% in 2025.1140
Q4 2025 - Net income grew 14.7% to SAR 1.31 billion, with assets at SAR 145.3 billion and higher capital ratios.1140
Q2 2024 - Q1 2026 net income grew to SAR 735.8 million, with assets at SAR 179.96 billion and capital strengthened.1140
Q1 2026 - Net income up 14% to SAR 2.02 billion, assets at SAR 153.7 billion, capital ratio at 18.47%.1140
Q3 2024 - Net income up 8.9% to SAR 700.4 million, assets at SAR 159.1 billion, capital boosted.1140
Q1 2025 - Net income and assets grew year-over-year, supported by strong capital and Sukuk issuance.1140
Q3 2025 - Net income rose to SAR 1,466 million and assets to SAR 161.9 billion, with strengthened capital ratios.1140
Q2 2025 - Strong financial growth, digital innovation, and ESG leadership define recent performance.1140
Investor presentation
Next Bank Albilad earnings date
Next Bank Albilad earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
Frequently asked questions
Explore our global coverage