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Bank Muscat (BKMB) investor relations material
Bank Muscat Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Preliminary unaudited 9M 2026 net profit was R.O 209.18 million, up 9.2% YoY from R.O 191.57 million.
Financial highlights
Net interest income and Islamic financing income rose 3.4% to R.O 321.40 million; other operating income increased 6.5% to R.O 131.63 million.
Operating expenses increased 5.8% to R.O 172.27 million; operating profit rose 3.4% to R.O 280.76 million.
Net impairment losses on financial assets were R.O 32.76 million, down from R.O 43.63 million in 9M 2025.
Segment performance
Conventional loans and advances reached R.O 9,751 million, up 7.8% YoY; Islamic financing receivables reached R.O 1,801 million, up 8.4%.
- Net profit up 7.5% to RO 112.12m in H1 2024, driven by digital and deposit growth.BKMB
H1 2024 - Net profit up 7.5% to RO 170.8m, with strong growth in deposits, loans, and digital services.BKMB
Q3 2024 - Net profit up 6.2% to RO 225.6m, with strong capital, liquidity, and market share.BKMB
H2 2024 - Q1-2025 net profit up 8% to RO 58.6m, driven by higher income and digital growth.BKMB
Q1 2025 - Net profit up 12.2% to RO 125.82m in H1 2025, with strong growth and robust capital.BKMB
H1 2025 - Net profit up 12.2% to RO 191.6m, with strong asset quality, capital, and digital growth.BKMB
Q3 2025 - Net profit up 13%–13.3% to OMR 255 million (£255.5m), with strong growth in loans and deposits.BKMB
H2 2025 - Q1 2026 net profit up 9.2% to £63.95m, with strong capital, liquidity, and digital growth.BKMB
Q1 2026 - Net profit up 9.3% to OMR 137.5m, driven by digital growth, strong deposits, and sector reforms.BKMB
H1 2026
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