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Bank of Chengdu
Bank of Chengdu (601838) investor relations material
Bank of Chengdu H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary26 Aug, 2026
Executive summary
Achieved steady growth in total assets, deposits, and loans, with robust profitability and stable asset quality in the first half of 2026.
Maintained a leading position in regional financial services, with strong advances in technology, green, and inclusive finance.
Continued to optimize business structure and risk management, supporting high-quality regional economic development.
Financial highlights
Total assets reached RMB 1,497.05 billion, up 7.05% from year-end 2025; deposits RMB 1,060.69 billion, up 7.30%; loans RMB 902.42 billion, up 4.97%.
Operating income was RMB 12.78 billion, up 4.13% year-over-year; net profit attributable to shareholders was RMB 6.90 billion, up 4.35%.
Basic EPS was RMB 1.63, up 3.82% year-over-year; ROAE was 7.49%.
Cost-to-income ratio improved to 22.77%.
Non-performing loan (NPL) ratio remained at 0.68%; provision coverage ratio at 426.06%.
Outlook and guidance
Will focus on supporting regional strategies, green finance, and inclusive finance, aiming for coordinated growth in business scale and quality.
Plans to further optimize deposit structure, enhance digital risk control, and expand wealth management offerings.
Will continue to strengthen liquidity, risk management, and digital transformation to support sustainable growth.
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Latest events from Bank of Chengdu
- Net profit up 3.31% to RMB 13.28bn, NPL ratio at 0.68%, assets up 11.87%.601838
H2 2025 - Q1 2026 saw solid profit and asset growth, with strong capital and stable asset quality.601838Q1 2026
- Net profit rose 5.03% year-over-year as assets and loans expanded, with strong capital ratios.601838Q3 2025
- Net profit rose 7.29% year-over-year with stable asset quality and robust capital ratios.601838H1 2025
- Net profit up 10.81% year-over-year, with strong growth in assets, deposits, and loans.601838Q3 2024
- Net profit up 10.60% to ¥6.17B, assets at ¥1.20T, NPL ratio 0.66%, capital strong.601838H1 2024
- Net profit up 10.21% and total assets up 14.56%, with improved asset quality.601838H2 2024
- Q1 2025 net profit up 5.64%, assets up 6.77%, NPL ratio steady at 0.66%.601838Q1 2025
Next Bank of Chengdu earnings date
Q3 202628 Oct, 2026
Bank of Chengdu
Next Bank of Chengdu earnings date
Q3 202628 Oct, 2026
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