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Bank of Hangzhou Co. (600926) investor relations material
Bank of Hangzhou Co. Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
9M 2026 revenue rose 5.50% YoY to RMB 30,468,731 thousand; attributable net profit increased 9.76% to RMB 17,435,287 thousand.
Total assets reached RMB 2,530,394,819 thousand, up 7.09% from year-end; loans grew 9.42% and deposits 6.03%.
Financial highlights
Q3 revenue was RMB 9,421,229 thousand, up 7.22% YoY; Q3 attributable net profit was RMB 4,621,794 thousand, up 9.45%.
9M net interest income increased 14.66% YoY to RMB 23,039,028 thousand; net fee and commission income rose 4.64% to RMB 3,451,020 thousand.
9M operating profit was RMB 20,671,191 thousand versus RMB 17,943,377 thousand; net profit reached RMB 17,435,287 thousand versus RMB 15,884,883 thousand.
Adjusted for non-recurring items, 9M net profit was RMB 17,416,099 thousand, up 10.58% YoY; non-recurring gains totaled RMB 19,188 thousand.
Outlook and guidance
The 2026–2030 “Three Three Six Six” strategy began with a stated focus on digitalization, customer-flow development and internationalization; no numerical earnings guidance was stated.
Strategic priorities include industrial finance, technology ecosystems, cross-border services, transaction banking, SME settlement and wealth management.
- Net profit up 9.87% year-over-year with stable asset quality and strong capital ratios.600926
Q2 2026 - 2025 net profit up 12.05% to RMB 19.03bn; asset quality and capital ratios remain strong.600926
Q4 2025 - Q1 2026 saw 10.09% net profit growth, stable asset quality, and strong loan expansion.600926
Q1 2026 - Net profit up 14.53% year-over-year with stable asset quality and strong capital ratios.600926
Q3 2025 - Net profit rose 16.67% year-over-year, with stable asset quality and strong capital ratios.600926
Q2 2025 - Net profit surged 18.63% year-over-year, with robust loan and deposit growth and stable asset quality.600926
Q3 2024 - Net profit up 20.06% to RMB 9.996 billion, with stable asset quality and business growth.600926
Q2 2024 - Net profit surged 17.3% year-over-year with stable asset quality and strong capital metrics.600926
Q1 2025 - Net profit surged 18.08% year-over-year, with stable asset quality and robust growth.600926
Q4 2024
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