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Bank of Jiangsu (600919) investor relations material
Bank of Jiangsu Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary31 Oct, 2025
Executive summary
Total assets reached ¥4.93 trillion at Q3-end, up 24.68% from the start of the year.
Net profit attributable to shareholders for the first nine months was ¥30.58 billion, up 8.32% year-over-year.
Operating income for the first three quarters was ¥67.18 billion, up 7.83% year-over-year.
Non-performing loan (NPL) ratio declined to 0.84%, down 0.05 percentage points from year-beginning.
Provision coverage ratio stood at 322.62%, indicating strong risk buffer.
Financial highlights
Net interest income for the first three quarters was ¥49.87 billion, up 19.61% year-over-year.
Net fee and commission income reached ¥4.55 billion, up 19.97% year-over-year.
Basic and diluted EPS for the first nine months was ¥1.59, up 6.00% year-over-year.
Cash flow from operating activities for the first nine months was ¥401.95 billion, a significant increase from the prior year.
Total deposits at Q3-end were ¥2.54 trillion, up 20.22% from year-end 2024.
Outlook and guidance
Management highlights robust asset growth and improved profitability, with continued focus on risk management and capital adequacy.
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Next Bank of Jiangsu earnings date
Q4 202517 Apr, 2026
Next Bank of Jiangsu earnings date
Q4 202517 Apr, 2026
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Frequently asked questions
Bank of Jiangsu Co., Ltd. provides a range of banking and financial services to individual, corporate, and institutional clients. Its services include deposits, loans, wealth management, trade financing, and payment settlement. The bank also offers digital banking solutions. The company is headquartered in Nanjing, China, and its shares are listed on the SSE.
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