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Bank of Nanjing (601009) investor relations material
Bank of Nanjing Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved steady growth in scale, quality, and efficiency, with total assets up 14.31% year-over-year to ¥2.96 trillion as of Q3 2025.
Net profit attributable to shareholders rose 8.06% year-over-year to ¥18.00 billion for the first nine months.
Focused on serving the real economy, innovation, and differentiated development in technology, green, inclusive, pension, and digital finance.
Financial highlights
Operating income for Q3 2025 was ¥13.47 billion, up 9.12% year-over-year; for the first nine months, ¥41.95 billion, up 8.79%.
Net profit attributable to shareholders in Q3 was ¥5.39 billion, up 6.26% year-over-year; for the first nine months, ¥18.00 billion, up 8.06%.
Net cash flow from operating activities for the first nine months was ¥174.52 billion, up 334.07% year-over-year.
Basic EPS for the first nine months was ¥1.54, down 3.14% year-over-year.
Cost-to-income ratio improved to 23.27%, down 4.81 percentage points from year-end.
Outlook and guidance
Will continue to strengthen risk controls, improve asset quality, and focus on high-quality growth in Q4.
Plans to further enhance digital, green, and inclusive finance, and deepen service to the real economy.
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